Pet Insurance

Medical insurance for your pet is a popular topic and one that is ever changing and adjusting to changes with pet ownership. The next few blogs will be focused on different topics concerning pet insurance. These are just broad overviews of pet insurance topics and if you are interested in finding more specific information, consider contacting the pet insurance companies directly to get information and a personalized quote, as policies and costs can fluctuate based on location and pet details.

Currently, in 2024, the pet insurance landscape offers a variety of options tailored to specific needs such as coverage for young pets, pre-existing conditions, and fast claims processing. Here are some notable trends and top companies:

Best for Pre-Existing Conditions: AKC Pet Insurance stands out for covering curable pre-existing conditions after one year of continuous coverage. It also offers multiple coverage options with annual payout limits ranging from $2,500 to unlimited.
Unlimited Coverage: Trupanion, Spot and Healthy Paws provide unlimited annual and lifetime coverage, ensuring pet owners never have to worry about reaching a maximum limit. Spot is known for its no age caps on coverage.
Preventive Care and Fast Claims: Pumpkin includes a comprehensive preventive care package, which is excellent for young pets, while Lemonade excels in claims processing, known for quick reimbursements and ease of use.
Reimbursement Options: Figo is notable for its flexible reimbursement rates, offering 100% reimbursement options, which is rare among competitors
Best for Exotic Pets: Nationwide continues to be the go-to insurer for exotic pets, providing coverage that extends beyond cats and dogs.

Pet insurance premiums vary based on factors like breed, age, and location, with average monthly costs for dogs around $35 and cats around $20. Insurers like Fetch even cover alternative therapies and virtual vet visits (Most of this article's information came from Canine Journal and Money Magazine).

If you do have any questions, you are welcome to call our clinic or reach out directly to the pet insurance companies for all of the details!